Purpose of this notice:

In order to process an insurance transaction with us, you have provided personal information about yourself, some of which may be non public in nature. We have a high regard for the privacy of our customers and want you to know how we handle your personal information. The following contains a description of the types of information we collect about you, and how that information is used and protected. This privacy statement describes our privacy practices for both our current customers and former customers.

Information we collect:

We collect information about you, including nonpublic personal information, from the following sources:

• Information we received from you on your application for insurance, as well as other forms related to your insurance with use;
• Information about your transactions with us, which may include your payment history, claims history, and policy coverage and limits;
• Information from your insurance company;
• Information we receive from medical records or medical professionals;
• Information we may receive from consumer reporting agencies;
• Information regarding whether you have defaulted on paying insurance premiums in the past;
• Information we received from governmental agencies or independent reporting agencies, which may include motor vehicle reports, claim reports and property inspections; and;
• Information that you voluntarily provide through our website for the purposes of providing a quote or application for insurance.

Our Use of the Information We Collect About You

We use the information we collect about you, including the nonpublic personal information, only for the purposes of effecting, administering, enforcing and servicing your insurance with us. We do not disclose any nonpublic personal information about you to any affiliated or non-affiliated third parties, except as provided by law. In the course of our general business practices, we may disclose the information we collect from you or others to the following types of institutions for the reasons described:

• We may provide information about you to insurance companies for the purpose of quoting and placing your coverage with them;
• To a third party if the disclosure will enable that party to perform a business, professional or insurance function for us;
• To an insurance institution, agent or credit reporting agency in order to detect or prevent criminal activity, fraud or misrepresentation in connection with an insurance transaction;
• To a medical care provider in order to verify coverage or benefits, inform you of a medical problem of which you may not be aware, or conduct an audit that would enable us to verify treatment;
• To an insurance regulatory authority, law enforcement or other governmental authority in order to protect our interests in preventing or prosecuting fraud, or if we believe that you have conducted illegal activities.
• We do not sell or otherwise share your information with anyone for marketing purposes.

Protection of your Information

We restrict access to the nonpublic information about you to our employees, companies and subcontractors who need this information to provide our products and services to you. Our Company has adopted and maintained information security programs that include administrative, technical and physical safeguards to protect the security, confidentiality and integrity of your nonpublic personal information.